Quick Guide for Lottery Players

In May 2024, a lucky player from Mumbai won a massive ₹150 million jackpot in the Punjab State Dear Monthly Lottery! The winning news was officially announced by Punjab State Lotteries on Facebook, along with a video of the prize draw.
India sells over 100 million lottery tickets daily, and Mumbai remains one of the country’s most enthusiastic lottery-buying cities. From ticket booths around train stations to digital platforms on smartphones, the dream of winning lives in every corner of Mumbai.

But the most common questions are:

Is online lottery legal in Mumbai?
Where can you safely buy tickets?
Which games are popular in Mumbai?
This guide will explain Mumbai’s lottery scene in the simplest way possible, cutting through all the confusing legal terms.
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Mumbai Online Lottery Legal Status

Physical lottery tickets are completely legal in Mumbai.

1

Physical Lotteries

2

Online Lotteries

  • No official state approval; remains in a legal grey zone
  • International licensed platforms are commonly used by players
  • Not explicitly banned by law, making them a practical option for many

Read the full text of the Lotteries Regulation Act (1998)

Popular Lottery Games in Mumbai

Game Name India Lotto Maharashtra Lotto Dear Lottery Lotto India
Jackpot Amount

₹10,000,000

₹7,000,000+

₹10,000,000

₹40,000,000
Draw Time

Instant 24/7 draw

Daily

Every night at 8pm

Thu & Sun
How to Buy

Register mobile

Government ticket

Government ticket

Web
Notes

Mobile favorite

Most trusted

Daily prizes

Intl. payment

Regional Differences in Lottery Participation

In Mumbai City, people typically buy both physical and online tickets. Station booths remain a popular choice, especially among commuters who prefer the convenience of quick access to tickets.

In Navi Mumbai, international online platforms dominate the lottery landscape. Players often use multiple platforms, reflecting a high level of digital adoption in the area.

Meanwhile, in Pune / Nashik, physical ticket sales are more prevalent. The Dear Lottery is particularly popular in these regions, where players enjoy the simplicity of following fixed draw times.

2025 No-Draw Days
(Nagaland & Kerala)

Mumbai’s physical ticket booths operate year-round, but if you purchase tickets issued by other states (like Nagaland or Kerala), be aware of their official non-draw holidays, when no draws or sales are conducted.

Dear Lottery
Date of no draws
2025
Jan 26 (Republic Day)
Aug 15 (Independence Day)
Oct 2 (Gandhi Jayanti)
New registered users will receive two lottery tickets
Kerala Lottery
Date of no draws
2025
Jan 26 (Republic Day)
May 1 (May Day)
Aug 15 (Independence Day)
Oct 2 (Gandhi Jayanti)

Holiday Lottery Traditions

Although Maharashtra doesn’t issue special festival-themed tickets, buying lottery during holidays has become a tradition:

  • Diwali: Considered a time for wealth and luck; many people buy tickets to turn their fortune around
  • Guru Nanak Jayanti / Maha Shivratri: Informal promos often seen in suburbs
  • Weekly Market Days: In districts like Palghar and Raigad, sales double on market days

Mumbai’s lottery activity remains stable throughout the year—one reason why online platforms are booming.

Rapid Growth in Mobile Lottery Participation

According to data from TRAI and NPCI:

  • Over 60% of Mumbai residents use mobile phones daily for financial transactions
  • This trend fuels the growth of online lottery participation

Key behaviors:

  • Storing e-tickets digitally
  • Paying via UPI / GPay for instant transactions

UPI usage stats – NPCI
Mobile user data – TRAI

Here are FAQ’s

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